Wise Friends Website Terms & Conditions

1. Introduction

1.1 Definition of key terms:

  • The following Terms & Conditions (“Agreement”) shall govern the relationship between you (“User”) and WiseFriends.Co (“Provider”), the proprietor of the services, features, content or applications offered by WiseFriends.Co (collectively referred to as the “Service”).
  • In this Agreement, unless explicitly stated otherwise or unless the context otherwise requires, the terms have the meanings as defined herein. For example, “Service” shall mean and include, but not be limited to, the provision of features, interfaces, resources, and content via the platform operated.

1.2 Acceptance of terms:

  • By accessing or using any part of the Service, you agree to be bound by the terms and conditions contained in this Agreement. If you find these terms and conditions unacceptable at any time, you must immediately cease all usage of this Service.
  • The Provider reserves the right to modify these terms and conditions at any time and at its sole discretion. Your continued use of the Service following the posting of any changes to these terms and conditions constitutes acceptance of those changes.

2. Registration & Account Terms

2.1 Eligibility requirements:

  • To access and utilise the Service, Users must meet specific eligibility criteria. By registering for an account, you represent and warrant that you are at least 45 years of age.
  • Furthermore, you agree to complete any required Know Your Customer (KYC) processes as requested by the Provider.
  • You also warrant that all information provided during the registration process is accurate, up-to-date, and complete.
  • The Provider reserves the right to suspend or terminate any account that is found to violate these requirements.

2.2 Account responsibilities:

  • As a User, you are responsible for maintaining the confidentiality of your account and password, and you agree to accept responsibility for all activities under your account.
  • You are obligated to promptly notify the Provider of any unauthorised use of your account or other account-related security breaches of which you are aware.
  • You agree to provide accurate and complete information during registration and promptly update it to maintain accuracy, completeness, and relevance.

2.3 Account termination conditions:

  • In its sole discretion, the Provider reserves the right to suspend or terminate your account and refuse any current or future use of the Service for any reason.
  • Such termination can result from violating these Terms & Conditions, illegal or harmful behaviour, failure to provide complete and accurate information during the registration process, inability to complete the required KYC processes or any other reasonable reason the Provider considers.
  • Your account may also be temporarily suspended pending investigation in cases of suspected violations of this Agreement. Following such investigation, the Provider reserves the right to continue the suspension or reinstate your Service access.

3. Use of the Service

3.1 Content permissions and restrictions:

  • Users may post content, including but not limited to photos, videos, and text (“User Content”), to the Service in accordance with these Terms & Conditions.
  • You represent and warrant that you have all necessary rights to such User Content and that such content does not infringe or violate the rights of any third party, including, without limitation, any copyright, trademark, patent, or other intellectual property or proprietary rights, or rights of privacy or publicity.
  • The Service prohibits the posting of any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable (collectively, “Prohibited Content”).
  • The Provider reserves the right but has no obligation, to review, edit, or delete any User Content that violates these Terms & Conditions or may otherwise be offensive or illegal or violate the rights of any user or third party.

3.2 Behaviour guidelines and rules:

  • Users are expected to conduct themselves with respect for others and the law. Harassment, bullying, or any other form of abuse or misconduct towards other users or the Provider’s staff will not be tolerated and may result in immediate account suspension or termination.
  • The use of the Service for sending unsolicited or unauthorised advertising, promotional materials, junk mail, spam, or any other form of solicitation is prohibited.

3.3 Intellectual property rights:

  • All right, titles and interests in and to the Service (excluding User Content) are and will remain the exclusive property of WiseFriends.Co and its licensors.
  • Any use of the Service, its design, or its underlying technology, including its trademarks, logos, and other brand features, without the express written consent of WiseFriends.Co is strictly prohibited.
  • For User Content, by posting it, you grant WiseFriends.Co a non-exclusive, royalty-free, worldwide, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Service and WiseFriends.Co’s business, including, without limitation promoting and redistributing part or all of the Service.

4. Disclaimers & Limitations of Liability

4.1 Warranty disclaimers:

  • The Service is provided “as is” without a warranty, express or implied.
  • Without limiting the foregoing, WiseFriends.Co explicitly disclaims any warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement, and any warranties arising from dealing or using trade.
  • WiseFriends.Co makes no warranty that the Service will meet your requirements or be available on an uninterrupted, secure, or error-free basis. No advice or information, whether oral or written, is obtained from WiseFriends.Co or through the Service will create any warranty not expressly made herein.

4.2 Liability limitations:

  • In no event will WiseFriends.Co be liable to you or to any third party for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with these terms or from the use of or inability to use the Service, whether based on warranty, contract, tort (including negligence), product liability, or any other legal theory, and whether or not WiseFriends.Co has been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed its essential purpose.
  • To the maximum extent permitted by applicable law, the total liability of WiseFriends.Co, for any claims under these terms, including implied warranties, is limited to the amount you paid us to use the Service (or, if we choose, to supply you the Service again).

5. Termination & Modification of the Service

5.1 Rights to modify or discontinue the Service:

  • WiseFriends.Co reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice.
  • You agree that WiseFriends.Co shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

5.2 Termination of Service for users:

  • WiseFriends.Co, in its sole discretion, has the right to suspend or terminate your account and refuse any current or future use of the Service for any reason at any time.
  • This includes the right to terminate your access to the Service for violating these Terms & Conditions, engaging in illegal activities, failing to complete the required KYC processes, or for any other breach of this Agreement.
  • Upon termination of your account, your right to use the Service, access the website, and any Content will immediately cease.

6. Miscellaneous

6.1 Governing law & dispute resolution:

  • These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which WiseFriends.Co is located without regard to its conflict of law provisions.
  • Any disputes arising out of or in connection with these Terms & Conditions, including any question regarding its existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts located within that jurisdiction.
  • If the jurisdiction permits, the parties may agree to resolve such disputes through alternative dispute resolution methods such as arbitration or mediation.

6.2 Severability & waiver:

  • If any provision of these Terms & Conditions is held by a court of competent jurisdiction to be contrary to law, such provision shall be changed and interpreted to best accomplish the objectives of the original provision to the fullest extent allowed by law, and the remaining provisions of these Terms & Conditions will remain in full force and effect.
  • No waiver of any term of these Terms & Conditions shall be deemed a further or continuing waiver of such term or any other term, and WiseFriends.Co’s failure to assert any right or provision under these Terms & Conditions shall not constitute a waiver of such right or provision.